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Personal Finances’ Planning and Management as means for a Successful Family Life

Shefket Jakupi, Besart Hajrizi

Abstract


Abstract

Studying personal finances helps avoiding financial difficulties and the use of financial opportunities to provide a chance for a successful family life. Personal finance is based on studying the financial resources of the family, which are considered important in the pursuit of financial success, that is, how people spend, save, protect and invest their money in everyday life. Personal finance is linked to these key concepts: financial responsibility, financial success and financial satisfaction, addressed in four key issues namely: Saving, Borrowing, Insurance and Investing.

The relevance of this article is even on identifying the main advantages derived by personal digital finances, where the applicability of the cryptocurrency is increasing day by day.


Keywords


budgeting; cash management; use of credit cards; borrowing; tax management; risk management; investment; pension planning and asset creation; fiat and crypto currency.

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